Therapy Rates and No Surpises Act

Therapy Rates

As of January 1, 2026, my rates per code billed will all increase, whether in-person sessions or telehealth sessions.  For hour-long individual or family sessions, the rates will increase by $50.  Play therapy/interactive complexity code will increase by $5.  These are the most relevant codes I bill; all other codes I bill are also increasing.  Please reach out if you have any questions or concerns.

Telehealth

As of March 18, 2020, my practice is offering telehealth for couples and individuals who are physically present in the state of Idaho.  This method of psychotherapy and counseling delivery is much the same as in-person services, and is delivered via a HIPAA-compliant platform.

Many insurance companies provide coverage for telehealth benefits for mental health services.  Please contact your insurance company and find out what benefits they offer.  Our office will bill your insurance for you, or if you prefer you can pay out of pocket for our mental health services.

Contact me directly at teresahealdconsulting"at"gmail.com for more information.

No Surprises Act (Posted Per Federal and Idaho Requirements)

"Your Rights and Protections Against Surprise Medical Bills 

When you get emergency care or get treated by an out-of-network provider at an in-network hospital or ambulatory surgical center, you are protected from surprise billing or balance billing. What is “balance billing” (sometimes called “surprise billing”)? When you see a doctor or other health care provider, you may owe certain out-of-pocket costs, such as a copayment, coinsurance, and/or a deductible. You may have other costs or have to pay the entire bill if you see a provider or visit a health care facility that isn’t in your health plan’s network. “Out-of-network” describes providers and facilities that haven’t signed a contract with your health plan. Out-of-network providers may be permitted to bill you for the difference between what your plan agreed to pay and the full amount charged for a service. This is called “balance billing.” This amount is likely more than in-network costs for the same service and might not count toward your annual out-of-pocket limit. “Surprise billing” is an unexpected balance bill. This can happen when you can’t control who is involved in your care—like when you have an emergency or when you schedule a visit at an in network facility but are unexpectedly treated by an out-of-network provider. You are protected from balance billing for: Emergency services If you have an emergency medical condition and get emergency services from an out-of network provider or facility, the most the provider or facility may bill you is your plan’s in network cost-sharing amount (such as copayments and coinsurance). You can’t be balance billed for these emergency services. This includes services you may get after you’re in stable condition, unless you give written consent and give up your protections not to be balanced billed for these post-stabilization services. Certain services at an in-network hospital or ambulatory surgical center When you get services from an in-network hospital or ambulatory surgical center, certain providers there may be out-of-network. In these cases, the most those providers may bill you is your plan’s in-network cost-sharing amount. This applies to emergency medicine, anesthesia, pathology, radiology, laboratory, neonatology, assistant surgeon, hospitalist, or intensivist services. These providers can’t balance bill you and may not ask you to give up your protections not to be balance billed.

If you get other services at these in-network facilities, out-of-network providers can’t balance bill you, unless you give written consent and give up your protections. You’re never required to give up your protections from balance billing. You also aren’  required to get care out-of-network. You can choose a provider or facility in your plan’s network. When balance billing isn’t allowed, you also have the following protections: • You are only responsible for paying your share of the cost (like the copayments, coinsurance, and deductibles that you would pay if the provider or facility was in-network). Your health plan will pay out-of-network providers and facilities directly. • Your health plan generally must: 

o Cover emergency services without requiring you to get approval for services in advance (prior authorization). 

o Cover emergency services by out-of-network providers. 

o Base what you owe the provider or facility (cost-sharing) on what it would pay an in network provider or facility and show that amount in your explanation of benefits. 

o Count any amount you pay for emergency services or out-of-network services toward your deductible and out-of-pocket limit. 

If you believe you’ve been wrongly billed, you may contact Idaho Department of Insurance by visiting the department's website at doi.idaho.gov/nosurprises or calling the Consumer Affairs section at 1-208-334-4319 or toll-free in Idaho at 1-800-721-3272. Visit doi.idaho.gov/nosurprises for more information about your rights under this law." 

Retrieved from: 

https://doi.idaho.gov/wp-content/uploads/Company/RatesForms/Idaho-Template-Notice-No-Surprises-Act.pdf  

Be well, where ever you are!